Team Pro-Motion Members Forum

[DeVitoJ]

What if you did get hurt while riding at the track, or on the street. Or even if you tripped and fell at home or were in a car accident???????

Medical insurance will pay for many of your medical related bills due to an accident of any kind. But who will pay YOU? You will have out of pocket expenses, deductibles, co-pay's. And you may be out of work for some period of time.

I sell accident insurance policies which will pay even if you are at a trackday or race!!!!

Accidental death - $30,000
Loss of limb - $30,000
Dislocation or fracture - $3000
Initial hospital confinement (admitted) - $1500
Each day in the hospital (up to 90 days) - $100 per day
Disability - $1200 per month up to 12 months
Intensive care (on top of hospital confinement) - $400- per day for 90 days
Ambulance ride - $200-
Medical expenses - $300 each
Follow up treatment - $100 per day up to 6 treatments
Physical therapy - $100- per day up to 6 treatments

This is not a complete list of coverages and different State's do have different policies and coverage limits, but this is a good example of most common coverages.

A policy like this would cost $480.80 per year for an individual in NY with spouse and dependent coverage also available.

I am able to write these policies in NY, NJ, and PA. If I see a need in other states, I will add them as needed.

Let me reiterate, YES this would cover trackdays and racing and there is NO LIMIT on the number of accident claims, the policy CAN NOT be canceled due to claims, and the policy premiums CAN NOT be raised due to claims.

Benefits are paid directly TO YOU regardless of other coverage and you can use it as you wish, pay a doctor or buy a new track bike.

PM me, or hit me off-list at jrdevito@gmail.com for more specific information. I am happy to simply answer questions, no one needs to feel obligated to buy a policy just because they want more detailed information.
_________________
Jimmy D
TPM Certified Coach #530
CCS #530
'07 ZX6R
e=mc2 - The faster I go, the slower I age!
Look for me under the Allstate canopy
http://agent.allstate.com/JRDeVito/Welcome